Vertigo Credit Card
Vertigo MasterCard - your low rate shopping card
- The low rate credit card for those who love to shop
- 2.99% p.a. on balance transfers for up to 6 months**. Calculate how much you could save with our Balance Transfer calculator.
- A low variable interest rate on purchases - currently 12.49% p.a.
- Instant discounts and added extras with St.George Instant Benefits
- Up to 55 days interest free on purchases is available on accounts that are paid in full by the due date. The interest free period does not apply to cash advances or any purchases while an amount that has been debited as a result of a balance transfer remains unpaid.
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Features
Interest rate
- 12.49% p.a. variable rate on purchases
- 21.24% p.a. variable rate on cash advances
- 2.99% p.a. on balance transfers for up to 6 months from when your account is opened
Annual credit card fee
Star rating
- Cannex 5 star rated credit card
Rewards
Other features
- Up to 55 days interest free on purchases***
- Additional credit card for a friend or family member at no extra cost
- Linked access to your St.George accounts
- Credit limit starting at $500
- Switch to eStatements and stop receiving paper statements. You can also view, print and save at least 2 years of statements online
Credit card security
Protection from fraud
- The Falcon Fraud system provides 24x7 monitoring and detection of suspicious transactions
- You are protected against unauthorised transactions provided you did not cause or contribute to the loss
- If you believe a fraudulent transaction has been made on your account, notify us immediately on 1800 028 208 (or +61 2 9553 5883 if overseas)
Free, secure online shopping service
- Shop online with confidence knowing your Internet purchases and payments are safe and secure
- MasterCard SecureCode is a free service that utilises a password to validate your transaction
- To use Secure Online Shopping simply register for St.George Internet Banking
How to apply
Call us
- Apply over the phone on 1300 784 934
Visit a branch
Apply online
Download the application form
Requirements
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Important information
Interest rates quoted current as at and subject to change. All applications for credit are subject to the Bank's prevailing credit criteria. Fees, charges, terms and conditions apply and full details are available upon request.
** If your application for credit is approved, the special balance transfer rate period commences on the date the account is opened. The special Balance Transfer interest rate period ends 6 months later, regardless of when any balance transfer request is processed by us. On the date the special balance transfer rate period ends the interest rate on the outstanding transferred balances reverts to the standard variable rate applying to purchases. Payments made to your credit card account are first applied to any amounts transferred from other credit cards, charge cards or store cards under this promotion, before they are applied to any other cash advance or purchase amount. This means that the portion of your outstanding account balance that is subject to a lower interest rate will be paid off first. Any interest free period for purchases does not apply while an amount that has been debited as a result of a balance transfer remains unpaid. Balance Transfers will not be accepted from personal loan, overdraft, business or international credit card accounts or from other St.George or BankSA credit card accounts.
*** 55 days interest free on purchases only on accounts paid in full by the due date. Interest free period does not apply to cash advances or any purchases while an amount that has been debited as a result of a balance transfer remains unpaid.